Monday, September 16, 2013

SBI INTERNET BANKING FACILITY

SBI Internet Banking facility provides full access of accounts in a secured way because SBI internet banking provides you number of facilities for which you either require to visit branch or you need to contact your branch through email , phone etc

To make familiar you with Internet banking of SBI, some features of INB are given below

Services offered

  1. Onlinesbi is an alternative channel for our customers and provides most of the services available at branches.
  2. Fund transfer in his own accounts / in others accounts through RTGS/NEFT
  3. Preparation of e-STDR, e-TDR, e-RD
  4. Transaction Inquiry and Account Statement of all the accounts
  5. Financial services such as fund transfers, bill payments, loan part payments, PPF transactions and issue of demand draft
  6. Non-financial services such as viewing account information, request for cheque book, creating standing instructions.
  7. Value Added Services like E-Ticketing , SBI E-Tax, , Donation , State Bank Virtual Card and many more through this platform


Security Aspect

SBI's Internet banking channel is protected by advanced security features, both physical and logical. SBI has considered various risks inherent in transacting over a public network such as the Internet, and has deployed appropriate security measures to protect customers. Firewalls allow only valid web traffic to reach our server. Proven 256-bit Secure Socket Layer (SSL) encryption technology is deployed to ensure that the information exchanged between your computer and https://www.onlinesbi.com over the Internet is secure and cannot be intruded upon. 'VeriSign' certifies that information exchanged during a valid session is protected during its transmission over the Internet. Additionally, the bank has installed mechanisms such as Intrusion Detection Systems. For certain categories of transactions, second factor of authorization, such as a One Time Password, is required.

Access to Internet banking is provided only on registration. The UserID and password generation is conducted in a secure environment and its distribution is automated. Customer logins and activities are tracked and archived for future reference. Customer can fix the limits on the monetary value of transactions, which they desire to carry out over this service. The customer alone can modify this.

Precautions

The Internet banking channel comes with risks inherent to the Internet arena. Banks worldwide have moved their customers to the Internet with enormous gains in efficiency and service quality. It is the customer who gains. This is exactly what we want for our customers. SBI has put in place secure and effective systems to mitigate the risks from the bank's end. We seek a little effort from your side, in maintaining this as a safe and secure channel. To enhance the security in conducting banking and other transactions, it is recommended that customers adopt the following practices.

  1. Maintain different passwords for Login and for Profile.
  2. Do not leave your computer unattended while you're connected to www.onlinesbi.com.
  3. It is advisable to change your password if you believe that anyone has managed to get access to it. Using 'untrusted' systems for banking transactions is best avoided
  4. Please log off from https://www.onlinesbi.com and close the browser window after you have finished your session. Improper logging off will leave the connection between your machine and https://www.onlinesbi.com active for some time.
  5. Avoid writing down your Username and password in your diary or such place, which can be accessed by others.
  6. It is not a good idea to let the computer 'remember' your Username and password.
  7. Never divulge your Username and password to others.
  8. Do not access OnlineSBI if your computer device is not free of malware.